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Disclaimer

ConsumerSaver has been developed in good faith to help consumers make informed decisions about KiwiSaver, retirement savings and term investments.

However:

  • All information on ConsumerSaver about future savings, savings scheme and investment performance is indicative only. We do not guarantee the performance of any company. Nor do we guarantee you any specific level of savings or returns.
  • Consumer NZ does not warrant or endorse any company, scheme, any other savings product or any term investment listed. Nor does it purport to represent all options available to retail investors.
  • The information produced by ConsumerSaver's compare schemes and compare term investment tools are based on a number of assumptions and on specific modelling methods. Different assumptions and methods would produce different results. ConsumerSaver cannot be held liable for any investment decision made on the basis of information on this site.

While we hope ConsumerSaver is a good start, we strongly recommend you read the investment statement and prospectus of any company you are considering.

We also strongly suggest that, before you make any decision about joining KiwiSaver, or committing to any term investment you seek independent financial advice specific to your own situation.

Specifically for the Kiwisaver schemes, some of the information and calculations assume current Government proposals are passed into law. These particularly affect the following areas: employer contributions and member tax credits.

Historical fund performance referred to on this site has been produced from information sourced from fundsource.co.nz and from goodreturns.co.nz. Estimated future performance has been derived from individual scheme providers. Where no future performance benchmarks have been provided median data has been calculated.

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Important

Like you, we can't predict the future - which means we can't guarantee the performance of any company or investment. Consumer NZ does not endorse any specific company, scheme or investment. ConsumerSaver is a good starting point - but, before you commit, we strongly suggest you seek independent financial advice. See our full disclaimer.