Westpac Visa Gold
Balance transfer facility	Yes
Balance transfer intro rate	5.95%
Balance transfer intro period	Life
When in credit pays interest	No
Minimum fee if minimum payment is not paid by due date	$9
Ongoing fee - subsequent cards	$15
Dishonour of payment to card fee	$0
Network ATM cash advance fee	$2
Branch cash advance fee	$2
Other ATM cash advance fee	$2
International ATM cash advance fee	$8
Credit card foreign currency conversion for purcahses	2.50%