ANZ Low Rate Mastercard
Balance transfer facility	Yes
Balance transfer intro rate	4.99%
Balance transfer intro period	6 mths
When in credit pays interest	No
Minimum fee if minimum payment is not paid by due date	$15
Ongoing fee - subsequent cards	$18
Dishonour of payment to card fee	n/a
Network ATM cash advance fee	$1
Branch cash advance fee	$3
Other ATM cash advance fee	$3
International ATM cash advance fee	$8
Credit card foreign currency conversion for purcahses	2.50%