BankDirect Visa Classic Standard
Balance transfer facility	Yes
Balance transfer intro rate	0.00%
Balance transfer intro period	n/a
When in credit pays interest	Yes
Minimum fee if minimum payment is not paid by due date	$10
Ongoing fee - subsequent cards	$5
Dishonour of payment to card fee	n/a
Network ATM cash advance fee	$1
Branch cash advance fee	$5
Other ATM cash advance fee	$2
International ATM cash advance fee	$5
Credit card foreign currency conversion for purcahses	185.00%