Complete this quiz to get an idea of how much risk you are prepared to take with your savings.

A The level of risk varies according to the type of investment. Bank deposits might be safe but won't grow rapidly. Shares offer the chance of higher growth, but there's also a greater risk that you'll lose money. See types of investment.

Investment basics

Risk quiz

KiwiSaver is the same as any investment - there are no guarantees. If your KiwiSaver provider makes some bad decisions or the market fluctuates, the value of your investment can drop.

Before you invest, it's important to think about how much riskA you're prepared to accept. Do you want a safe investment to protect your capital for the next few years until you retire, or are you prepared to take more risks in a bid to get higher returns? This quick quiz will help you decide.

Already know how much risk you want to take?

Skip straight to our interactive tool to compare schemes.

Risk quiz

Which statement best describes your knowledge of investing?

Which statement best describes your approach to investing?

You've researched a KiwiSaver scheme and it looks good, so you decide to invest. But early on it doesn't perform well. How long are you prepared to stick with it before you change schemes?

How long is your investment timeframe?

 
 
 

 

Important

Like you, we can't predict the future - which means we can't guarantee the performance of any savings scheme. Nor do we endorse any specific KiwiSaver provider or scheme. ConsumerSaver is a good starting point - but, before you commit, we strongly suggest you seek independent financial advice. See our full disclaimer.